Engineered Stack · Feb 2026 · click any engine to see the proof

The 26 engines
behind CARTIEAI

Most FinOps tools tell you the bill. We tell you why — and orchestrate the fix. Click any engine below to see the actual code, JSON, or decision table it produces — no signup needed.

One engine (Budget Negotiator™) is patent-pending. The rest are proprietary trade secrets — built from scratch, optimized for our customers, and shipped before competitors notice the category.

27
Proprietary engines shipped
1
Patent pending
4 / 4
FinOps Domains covered
● ACTIVE — not just dashboards

Six engines that block money before it hits your bill

Most FinOps tools observe spend after the fact (Vantage waits 4–24h for billing API updates). These six engines interrupt the bleed at the source — at the proxy, at the PR, at the GPU bid, at the cross-cloud pipeline, at the SaaS contract.

Recursive Loop Kill-Switch
Detects agent-to-agent retry storms and kills the session before it costs $5,000. Operates at the proxy — interrupt in <200ms.
● Live in agent_economics
kill_recommended=true on every step over hard_cap · runaway-depth guard at 50 steps
Payback-Filtered Recommendations
Every recommendation passes a 3× first-year-ROI gate using engineer-hourly cost. Saves $40 at the cost of 4 engineer-hours? Filter rejects it.
● Live at /admin/payback-filter
POST /api/payback-filter/score · approved/rejected lists · audit-trail
GPU Spot-Bidding Optimizer
Computes the optimal bid that minimises $/training-step given your checkpoint frequency. Auto-migrates when a cheaper spot opens.
● Patent sub-system V
optimum_bid_pct · interruption_prob_per_hour · checkpoint-aware restart_overhead
Sovereignty + PII Guardrails
Lock resources as compliance-required (region-migration recs suppressed). PII detected in a prompt? Auto-reroute to a sovereign provider before it leaves the proxy.
● Live · compliance_locks + pii_router
7 PII kinds detected by regex · 3 modes (force_sovereign / refuse / log_only)
Egress Cost Predictor
Pre-flight gate. Before connecting a cross-cloud pipeline, predicts egress + inference cost. Verdict: "MOVE THE MODEL" or "OK."
● Live · /api/egress/predict
AWS / GCP / Azure / Snowflake rates · token rate per model · 3-band verdict
SaaS Shadow-AI Detective
Paying for Cursor AND Copilot AND Tabnine? CARTIE scans your SaaS contracts and flags overlapping AI capabilities. Saves "duplicate license" waste.
● Live at /saas-detective
ai_coding_overlap · observability_overlap · security_overlap · comm_overlap

Causality

Why did the cloud bill move? Engines that answer with math and orchestration.

Allocation

Mathematically-fair cost attribution across K8s pods, shared services, and untagged resources.

AI Cost & Forecast

Engines purpose-built for LLM cost, real-time unit economics, and multi-signal forecasting.

Sustainability & Autonomy

Joint cost-carbon optimization, value-chain emissions, and trust-first auto-remediation.

Head-to-head · 22 FinOps capabilities × 7 tools

All 22 capabilities of the FinOps Foundation 2025 framework mapped at CARTIE.8 capabilities where we're first to ship — no one else even attempts. The remaining capabilities are competitive or partner-with-incumbent territory.

FinOps capabilityCARTIEVantageCloudHealthKubecostDatadogHeliconeWatershed
Understand Usage & Cost
1 · Data Ingestion
2 · Allocation
3 · Reporting & Analytics
4 · Anomaly Management
Quantify Business Value
5 · Planning & Estimating
6 · Forecasting
7 · Budgeting
8 · KPIs & Benchmarking
9 · Unit Economics
Optimize Usage & Cost
10 · Architecting & Workload Placement
11 · Rate Optimization
12 · Usage Optimization
13 · Sustainability
14 · Licensing & SaaS
Manage the FinOps Practice
15 · FinOps Practice Operations
16 · Governance, Policy & Risk
17 · FinOps Assessment
18 · Automation, Tools & Services
19 · FinOps Education & Enablement
20 · Invoicing & Chargeback
21 · Intersecting Disciplines
22 · Executive Strategy Alignment
Score (22 max)21.57.510.03.03.51.51.5
Full Partial NoneScored per FinOps Foundation 2025 Framework + each vendor's public docs (Feb 2026).

Ready to see your stack through 26 engines?

Connect a cloud account and let CARTIEAI explain your bill, fix waste in shadow-mode, and forecast next month with ML-powered confidence intervals.

Install CARTIEAI

Add to your home screen for quick access and offline support